If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| F & A Credit Union 2 Year CD Account |
1.36%
Date: Feb 3, 2012
|
| Broadway Federal Bank, F. S. B. 2 Year CD Account |
1.26%
Date: Feb 17, 2012
|
| Balboa Thrift and Loan Association 2 Year CD Account |
1.26%
Date: Feb 15, 2012
|
| Chevron Federal Credit Union 2 Year CD Account |
1.20%
Date: Feb 8, 2012
|
| Schools Credit Union 2 Year CD Account |
1.19%
Date: Feb 14, 2012
|
| Fedone Credit Union 2 Year CD Account |
1.11%
Date: Feb 10, 2012
|
| Certified Credit Union 6 Month CD Account |
0.50% to
1.00% Date: Feb 20, 2012
|
| Premier America Credit Union 12 Month CD Account |
0.80% to
0.75% Date: Feb 20, 2012
|
| Centennial Bank 2 Year CD Account |
0.75% to
0.70% Date: Feb 20, 2012
|
| First Citizens 2 Year CD Account |
0.70% to
0.50% Date: Feb 20, 2012
|
| Centennial Bank 12 Month CD Account |
0.55% to
0.50% Date: Feb 20, 2012
|
| Inland Empire Credit Union 12 Month CD Account |
0.55% to
0.40% Date: Feb 20, 2012
|
